The ability to conceive is a pretty straightforward affair for most couples, however, for others it can be an extremely difficult process. Couples who have gone years trying to get pregnant unsucessfully may turn to will often end up spending thousands of dollars on several in-vitro fertilization or IVF treatments. Fortunately, IVF treatments have extremely high success rates, but the unfortunate fact is that many infertile couples don’t have thousands of dollars laying around to spend on these outragous fertility costs. Additionally, due to the fact that standard health insurance doesn’t cover the costs of IVF, couples often find themselves looking for more low cost IVF options. The good news is, that many doctors are now working to accomadate their patients with these low cost IVF treatment options. Now, when you are researching IVF prices and costs of IVF you will have the following options to help you with these high fertility costs.
Specific Refund Programs:
A refund program can often be a good option when looking into low cost IVF. These refund programs will give you the option to pay a one-time discounted fee for a specified number of embryo transfers or IVF cycles. Where the refund of these fertility costs comes into play is if the treatment fails to work. If your low cost IVF cycles or embryo transfers don’t succeed you will be allowed a refund of 90% of your original IVF Price. These special refund programs are usually available to couples who have limited or no insurance coverage for infertility treatments.
Consider Infertility Treatment Overseas:
A single cycle of IVF or ICSI can cost as little as $1700 in Europe as opposed to the $11,000 it can cost in the United States. And, even after you factor in your travel and medical expenses, you will still be able to save as much as 50% on your low cost IVF treatment. There are several highly acclaimed infertility treatment centers all over the world offering affordable IVF prices and quality service.
Analyze Your Insurance’s Coverage of Infertility Costs:
Get in contact with your company’s human resource department or your current health insurance provider in order to discuss the coverage of fertility costs that might be covered under your current health insurance plan. If you are living in any of the following states, know that by law, they are required to cover or at lease offer to cover some portion of the infertility costs of diagnoses and treatment, these states include: Arkansas, Connecticut, California, Illinois, Hawaii, Maryland, Montana, Massachusettes, New York, New Jersey, Rhode Island, Ohio, West Virginia, and Texas.
Consider Your Fertility Financing Options (Provided You Have a Good Standing Credit Score):
You might try discussing your fertility financing options that you have available to cover some of these high fertility costs. Apply for a loan or a new line of credit you will use specifically to pay for your IVF costs. Of course, make sure the loan or credit payments are within your means and can be paid on time.
By combining a few or all of the above low cost IVF options avaiable to you, will hopefully help lower your fertility costs and allow you to get the appropriate fertility treatment that you need to get pregnant. Make sure you thoroughly examine your insurance coverage and learn of any state or local regulations regarding the insurance coverage of fertility costs. Finding low cost IVF that is affordable might seem like a challenge right now, but there have been many couples who have come before you that have found a solution to these high IVF prices, so you are not alone, other couples have figured out a way to make low cost IVF work for them.
To learn more about the Natural solutions you can use instead of resorting to the high fertility costs associated with IVF treatments you will definately want to check out The Pregnancy Miracle Guide that has helped thousands of women who believed they were completely infertile get pregnant after years of unsuccesful trying. Before you go off and spend your hard earned money on those high IVF prices, why don’t you give this natural solution a try first: Click Here to Learn More About The Pregnancy Miracle Guide.